Side-by-side · Q2 2026 data
Farmers State Bank of Alto Pass, Ill. vs The Bank of Herrin
Bank
Farmers State Bank of Alto Pass, Ill.
Alto Pass, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Farmers State Bank of Alto Pass, Ill. | The Bank of Herrin |
|---|---|---|
| TellerScore | 53 | 65 (stronger) |
| Capital cushion | 45 (stronger) | 38 |
| Loan quality | 16 | 72 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 66 | 86 (stronger) |
| Problem-loan coverage | 59 | 84 (stronger) |
| Peer percentile | 9th | 29th |
| Total assets | $342.4M | $349.2M |
| Deposits / shares | $307.2M | $326.5M |
| Capital ratio | 9.51% (stronger) | 8.81% |
| Problem loans | 2.52% | 0.83% (stronger) |
| Net charge-offs | 0.44% | -0.01% (stronger) |
| Return on assets | 2.17% (stronger) | 1.23% |
| Loans ÷ deposits | 93.9% | 70.2% (stronger) |
| Uninsured deposits | 12.0% (stronger) | 18.4% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
The Bank of Herrin has the higher TellerScore (65 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Alto Pass, Ill. leads on 3 and The Bank of Herrin on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marion, IL
- Herrin, IL