Side-by-side · Q2 2026 data
Farmers State Bank of Hoffman vs Lake Country Community Bank
Metric by metric
| Measure | Farmers State Bank of Hoffman | Lake Country Community Bank |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 76 (stronger) | 69 |
| Loan quality | 30 | 100 (stronger) |
| Earnings | 68 (stronger) | 29 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 85 (stronger) | 75 |
| Peer percentile | 30th | 51st |
| Total assets | $36.9M | $31.5M |
| Deposits / shares | $32.7M | $28.2M |
| Capital ratio | 12.63% (stronger) | 11.92% |
| Problem loans | 2.10% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.20% (stronger) | 0.22% |
| Loans ÷ deposits | 47.2% (stronger) | 60.7% |
| Uninsured deposits | 20.2% | 10.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lake Country Community Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Hoffman leads on 3 and Lake Country Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.