Side-by-side · Q2 2026 data
Farmers State Bank of Underwood vs First State Bank of Bigfork
Metric by metric
| Measure | Farmers State Bank of Underwood | First State Bank of Bigfork |
|---|---|---|
| TellerScore | 74 (stronger) | 46 |
| Capital cushion | 36 | 63 (stronger) |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 87 (stronger) | 64 |
| Funding & liquidity | 71 | 81 (stronger) |
| Problem-loan coverage | 99 (stronger) | 25 |
| Peer percentile | 57th | 5th |
| Total assets | $113.8M | $117.4M |
| Deposits / shares | $103.9M | $101.3M |
| Capital ratio | 8.62% | 11.33% (stronger) |
| Problem loans | 0.03% (stronger) | 6.39% |
| Net charge-offs | 0.02% | -0.08% (stronger) |
| Return on assets | 1.66% (stronger) | 1.10% |
| Loans ÷ deposits | 81.5% | 78.8% (stronger) |
| Uninsured deposits | 22.1% | 11.3% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank of Underwood has the higher TellerScore (74 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Underwood leads on 3 and First State Bank of Bigfork on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.