Side-by-side · Q2 2026 data
Farmers State Bank of Underwood vs Mid-Central National Bank
Metric by metric
| Measure | Farmers State Bank of Underwood | Mid-Central National Bank |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 36 | 99 (stronger) |
| Loan quality | 99 (stronger) | 75 |
| Earnings | 87 (stronger) | 44 |
| Funding & liquidity | 71 (stronger) | 67 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 57th | 68th |
| Total assets | $113.8M | $117.1M |
| Deposits / shares | $103.9M | $94.9M |
| Capital ratio | 8.62% | 14.91% (stronger) |
| Problem loans | 0.03% (stronger) | 0.76% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 0.60% |
| Loans ÷ deposits | 81.5% (stronger) | 93.2% |
| Uninsured deposits | 22.1% | 3.9% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Central National Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Underwood leads on 3 and Mid-Central National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.