Side-by-side · Q2 2026 data
Farmers State Bank of Underwood vs Rushford State Bank (Incorporated)
Metric by metric
| Measure | Farmers State Bank of Underwood | Rushford State Bank (Incorporated) |
|---|---|---|
| TellerScore | 74 (stronger) | 54 |
| Capital cushion | 36 (stronger) | 20 |
| Loan quality | 99 (stronger) | 69 |
| Earnings | 87 (stronger) | 36 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 57th | 10th |
| Total assets | $113.8M | $114.7M |
| Deposits / shares | $103.9M | $104.8M |
| Capital ratio | 8.62% (stronger) | 7.02% |
| Problem loans | 0.03% (stronger) | 0.93% |
| Net charge-offs | 0.02% | -0.02% (stronger) |
| Return on assets | 1.66% (stronger) | 0.40% |
| Loans ÷ deposits | 81.5% | 55.2% (stronger) |
| Uninsured deposits | 22.1% | 14.7% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank of Underwood has the higher TellerScore (74 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Underwood leads on 4 and Rushford State Bank (Incorporated) on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.