Side-by-side · Q2 2026 data
Farmers State Bank of Underwood vs Viking Bank, National Association
Metric by metric
| Measure | Farmers State Bank of Underwood | Viking Bank, National Association |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 36 | 42 (stronger) |
| Loan quality | 99 (stronger) | 82 |
| Earnings | 87 | 89 (stronger) |
| Funding & liquidity | 71 (stronger) | 70 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 57th | 43rd |
| Total assets | $113.8M | $330.3M |
| Deposits / shares | $103.9M | $283.1M |
| Capital ratio | 8.62% | 9.19% (stronger) |
| Problem loans | 0.03% (stronger) | 0.53% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.66% | 1.72% (stronger) |
| Loans ÷ deposits | 81.5% (stronger) | 90.6% |
| Uninsured deposits | 22.1% | 14.4% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank of Underwood has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Underwood leads on 3 and Viking Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.