Side-by-side · Q2 2026 data
Farmers Trust and Savings Bank vs Security State Bank
Metric by metric
| Measure | Farmers Trust and Savings Bank | Security State Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 98 (stronger) | 29 |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 56 (stronger) | 40 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 57th | 50th |
| Total assets | $422.7M | $109.8M |
| Deposits / shares | $373.8M | $79.7M |
| Capital ratio | 9.91% | 27.26% (stronger) |
| Problem loans | 0.06% (stronger) | 2.14% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.58% | 2.28% (stronger) |
| Loans ÷ deposits | 96.0% (stronger) | 103.4% |
| Uninsured deposits | 22.6% (stronger) | 29.6% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Trust and Savings Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers Trust and Savings Bank leads on 4 and Security State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.