Side-by-side · Q2 2026 data
FCB Banks vs Schaumburg Bank & Trust Company, National Association
Bank
Schaumburg Bank & Trust Company, National Association
Schaumburg, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | FCB Banks | Schaumburg Bank & Trust Company, National Association |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 35 | 44 (stronger) |
| Loan quality | 75 | 96 (stronger) |
| Earnings | 92 (stronger) | 91 |
| Funding & liquidity | 66 (stronger) | 55 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 40th | 70th |
| Total assets | $2.6B | $2.6B |
| Deposits / shares | $2.3B | $2.2B |
| Capital ratio | 8.45% | 9.36% (stronger) |
| Problem loans | 0.76% | 0.11% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.79% (stronger) | 1.77% |
| Loans ÷ deposits | 89.4% | 83.8% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 33.7% |
| Offices | 17 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 1.8% |
Schaumburg Bank & Trust Company, National Association has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), FCB Banks leads on 3 and Schaumburg Bank & Trust Company, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.