Side-by-side · Q2 2026 data
FCN Bank, National Association vs The Fountain Trust Company
Metric by metric
| Measure | FCN Bank, National Association | The Fountain Trust Company |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 49 | 50 (stronger) |
| Loan quality | 99 (stronger) | 79 |
| Earnings | 63 (stronger) | 62 |
| Funding & liquidity | 72 | 85 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 53rd | 40th |
| Total assets | $812.5M | $844.6M |
| Deposits / shares | $706.5M | $744.1M |
| Capital ratio | 9.92% | 9.99% (stronger) |
| Problem loans | 0.02% (stronger) | 0.63% |
| Net charge-offs | -0.02% (stronger) | 0.09% |
| Return on assets | 1.06% (stronger) | 1.04% |
| Loans ÷ deposits | 77.5% | 69.0% (stronger) |
| Uninsured deposits | 24.5% | 20.7% (stronger) |
| Offices | 6 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 23.8% |
FCN Bank, National Association has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), FCN Bank, National Association leads on 4 and The Fountain Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.