Side-by-side · Q2 2026 data
FCNB Bank vs 1st Advantage Bank
Metric by metric
| Measure | FCNB Bank | 1st Advantage Bank |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 31 | 49 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 47 | 62 (stronger) |
| Funding & liquidity | 86 (stronger) | 49 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 34th | 37th |
| Total assets | $220.4M | $212.0M |
| Deposits / shares | $196.0M | $190.9M |
| Capital ratio | 8.06% | 9.88% (stronger) |
| Problem loans | 0.00% (stronger) | 0.14% |
| Net charge-offs | 0.20% | 0.09% (stronger) |
| Return on assets | 0.68% | 1.05% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 84.9% |
| Uninsured deposits | 17.6% (stronger) | 38.6% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Advantage Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), FCNB Bank leads on 3 and 1st Advantage Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.