Side-by-side · Q2 2026 data
FCNB Bank vs Great Southern Bank
Metric by metric
| Measure | FCNB Bank | Great Southern Bank |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 31 | 63 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 47 | 70 (stronger) |
| Funding & liquidity | 86 (stronger) | 36 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 34th | 70th |
| Total assets | $220.4M | $5.5B |
| Deposits / shares | $196.0M | $4.4B |
| Capital ratio | 8.06% | 11.33% (stronger) |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.20% | 0.04% (stronger) |
| Return on assets | 0.68% | 1.26% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 98.6% |
| Uninsured deposits | 17.6% (stronger) | 38.2% |
| Offices | 6 | 100 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.6% |
Great Southern Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), FCNB Bank leads on 3 and Great Southern Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.