Side-by-side · Q2 2026 data
Fd Community Federal Credit Union vs Ellafi Federal Credit Union
Credit union
Fd Community Federal Credit Union
Waterbury, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | Fd Community Federal Credit Union | Ellafi Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 57 |
| Capital cushion | 61 (stronger) | 23 |
| Loan quality | 70 | 89 (stronger) |
| Earnings | 48 (stronger) | 24 |
| Funding & liquidity | 89 | 91 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 45th | 14th |
| Total assets | $162.7M | $178.1M |
| Deposits / shares | $143.4M | $160.9M |
| Capital ratio | 11.12% (stronger) | 7.29% |
| Problem loans | 0.89% | 0.33% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.41% |
| Return on assets | 0.70% (stronger) | 0.11% |
| Loans ÷ deposits | 71.6% | 69.7% (stronger) |
| Uninsured deposits | 9.6% | 2.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fd Community Federal Credit Union has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Fd Community Federal Credit Union leads on 4 and Ellafi Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.