Side-by-side · Q2 2026 data
Fd Community Federal Credit Union vs United Business & Industry Federal Credit Union
Credit union
Fd Community Federal Credit Union
Waterbury, Connecticut · $100 million – $1 billion
Credit union
United Business & Industry Federal Credit Union
Plainville, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | Fd Community Federal Credit Union | United Business & Industry Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 61 | 66 (stronger) |
| Loan quality | 70 | 97 (stronger) |
| Earnings | 48 | 65 (stronger) |
| Funding & liquidity | 89 (stronger) | 68 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 45th | 71st |
| Total assets | $162.7M | $141.4M |
| Deposits / shares | $143.4M | $124.3M |
| Capital ratio | 11.12% | 11.57% (stronger) |
| Problem loans | 0.89% | 0.09% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.55% |
| Return on assets | 0.70% | 1.13% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 92.3% |
| Uninsured deposits | 9.6% (stronger) | 11.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Business & Industry Federal Credit Union has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Fd Community Federal Credit Union leads on 3 and United Business & Industry Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.