Side-by-side · Q2 2026 data
Federated Bank vs State Bank of Cherry
Metric by metric
| Measure | Federated Bank | State Bank of Cherry |
|---|---|---|
| TellerScore | 69 | 72 (stronger) |
| Capital cushion | 39 | 66 (stronger) |
| Loan quality | 93 (stronger) | 83 |
| Earnings | 68 (stronger) | 56 |
| Funding & liquidity | 78 (stronger) | 72 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 40th | 50th |
| Total assets | $140.1M | $137.6M |
| Deposits / shares | $119.2M | $105.5M |
| Capital ratio | 8.88% | 11.63% (stronger) |
| Problem loans | 0.20% (stronger) | 0.50% |
| Net charge-offs | 0.01% (stronger) | 1.09% |
| Return on assets | 1.20% (stronger) | 0.89% |
| Loans ÷ deposits | 74.8% (stronger) | 87.1% |
| Uninsured deposits | 21.1% | 16.2% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Cherry has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Federated Bank leads on 4 and State Bank of Cherry on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.