Side-by-side · Q2 2026 data
Federation Bank vs Hiawatha Bank and Trust Company
Metric by metric
| Measure | Federation Bank | Hiawatha Bank and Trust Company |
|---|---|---|
| TellerScore | 83 (stronger) | 74 |
| Capital cushion | 55 | 60 (stronger) |
| Loan quality | 93 | 93 |
| Earnings | 91 (stronger) | 73 |
| Funding & liquidity | 99 (stronger) | 60 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 84th | 57th |
| Total assets | $155.8M | $156.9M |
| Deposits / shares | $133.8M | $133.9M |
| Capital ratio | 10.49% | 10.98% (stronger) |
| Problem loans | 0.20% (stronger) | 0.22% |
| Net charge-offs | -0.06% (stronger) | 0.04% |
| Return on assets | 1.79% (stronger) | 1.33% |
| Loans ÷ deposits | 61.0% (stronger) | 79.8% |
| Uninsured deposits | 6.3% (stronger) | 33.5% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | 2.2% |
Federation Bank has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Federation Bank leads on 6 and Hiawatha Bank and Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.