Side-by-side · Q2 2026 data
Federation Bank vs Iowa State Bank and Trust Company of Fairfield, Iowa
Bank
Iowa State Bank and Trust Company of Fairfield, Iowa
Fairfield, Iowa · $100 million – $1 billion
Metric by metric
| Measure | Federation Bank | Iowa State Bank and Trust Company of Fairfield, Iowa |
|---|---|---|
| TellerScore | 83 (stronger) | 64 |
| Capital cushion | 55 (stronger) | 30 |
| Loan quality | 93 | 97 (stronger) |
| Earnings | 91 (stronger) | 70 |
| Funding & liquidity | 99 (stronger) | 48 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 84th | 26th |
| Total assets | $155.8M | $352.1M |
| Deposits / shares | $133.8M | $300.9M |
| Capital ratio | 10.49% (stronger) | 8.01% |
| Problem loans | 0.20% | 0.10% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.03% |
| Return on assets | 1.79% (stronger) | 1.24% |
| Loans ÷ deposits | 61.0% (stronger) | 83.3% |
| Uninsured deposits | 6.3% (stronger) | 40.7% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | — |
Federation Bank has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Federation Bank leads on 6 and Iowa State Bank and Trust Company of Fairfield, Iowa on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.