Side-by-side · Q2 2026 data
Fedfinancial Federal Credit Union vs Washington County Teachers Federal Credit Union
Credit union
Fedfinancial Federal Credit Union
Silver Spring, Maryland · Under $100 million in assets
Credit union
Washington County Teachers Federal Credit Union
Hagerstown, Maryland · Under $100 million in assets
Metric by metric
| Measure | Fedfinancial Federal Credit Union | Washington County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 92 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 73 | 95 (stronger) |
| Earnings | 39 | 67 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 26th | 92nd |
| Total assets | $76.8M | $96.5M |
| Deposits / shares | $69.3M | $81.6M |
| Capital ratio | 8.96% | 15.33% (stronger) |
| Problem loans | 0.82% | 0.15% (stronger) |
| Net charge-offs | 0.51% | 0.02% (stronger) |
| Return on assets | 0.48% | 1.18% (stronger) |
| Loans ÷ deposits | 32.4% (stronger) | 37.8% |
| Uninsured deposits | 12.9% | 4.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Washington County Teachers Federal Credit Union has the higher TellerScore (92 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Fedfinancial Federal Credit Union leads on 1 and Washington County Teachers Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.