Side-by-side · Q2 2026 data
Fedtrust Federal Credit Union vs Resource Federal Credit Union
Metric by metric
| Measure | Fedtrust Federal Credit Union | Resource Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 22 | 54 (stronger) |
| Loan quality | 83 (stronger) | 79 |
| Earnings | 43 | 51 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 16th | 42nd |
| Total assets | $55.3M | $54.7M |
| Deposits / shares | $51.0M | $48.6M |
| Capital ratio | 7.17% | 10.39% (stronger) |
| Problem loans | 0.52% (stronger) | 0.62% |
| Net charge-offs | 0.12% (stronger) | 0.36% |
| Return on assets | 0.57% | 0.76% (stronger) |
| Loans ÷ deposits | 82.3% | 26.1% (stronger) |
| Uninsured deposits | 4.7% | 0.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Resource Federal Credit Union has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Fedtrust Federal Credit Union leads on 2 and Resource Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.