TellerScore

Side-by-side · Q2 2026 data

Fedtrust Federal Credit Union vs Veritas Federal Credit Union

Credit union

Fedtrust Federal Credit Union

Memphis, Tennessee · Under $100 million in assets

56of 100
Moderate

Credit union

Veritas Federal Credit Union

Smyrna, Tennessee · Under $100 million in assets

57of 100
Moderate

Metric by metric

MeasureFedtrust Federal Credit UnionVeritas Federal Credit Union
TellerScore5657 (stronger)
Capital cushion2230 (stronger)
Loan quality83 (stronger)80
Earnings43 (stronger)39
Funding & liquidity78 (stronger)76
Problem-loan coverage8888
Peer percentile16th17th
Total assets$55.3M$57.1M
Deposits / shares$51.0M$52.2M
Capital ratio7.17%7.99% (stronger)
Problem loans0.52% (stronger)0.60%
Net charge-offs0.12% (stronger)1.12%
Return on assets0.57% (stronger)0.48%
Loans ÷ deposits82.3% (stronger)84.0%
Uninsured deposits4.7%3.8% (stronger)
Offices42
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Veritas Federal Credit Union has the higher TellerScore (57 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Fedtrust Federal Credit Union leads on 4 and Veritas Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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