Side-by-side · Q2 2026 data
Fellowship Baptist Church Credit Union vs Smartchoice Credit Union
Credit union
Fellowship Baptist Church Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Fellowship Baptist Church Credit Union | Smartchoice Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 58 | 64 (stronger) |
| Earnings | 100 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 87th | 49th |
| Total assets | $1.0M | $787K |
| Deposits / shares | $617K | $548K |
| Capital ratio | 26.44% | 30.27% (stronger) |
| Problem loans | 1.26% | 1.07% (stronger) |
| Net charge-offs | 0.00% | -0.72% (stronger) |
| Return on assets | 2.05% (stronger) | 0.56% |
| Loans ÷ deposits | 21.4% (stronger) | 93.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fellowship Baptist Church Credit Union has the higher TellerScore (89 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Fellowship Baptist Church Credit Union leads on 3 and Smartchoice Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.