Side-by-side · Q2 2026 data
Ferko Md Federal Credit Union vs Racine Municipal Employees Credit Union
Credit union
Ferko Md Federal Credit Union
Frederick, Maryland · Under $100 million in assets
Credit union
Racine Municipal Employees Credit Union
Racine, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Ferko Md Federal Credit Union | Racine Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 81 (stronger) | 75 |
| Earnings | 97 (stronger) | 68 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 95th | 62nd |
| Total assets | $30.1M | $25.9M |
| Deposits / shares | $24.2M | $22.3M |
| Capital ratio | 19.44% (stronger) | 12.86% |
| Problem loans | 0.58% (stronger) | 0.75% |
| Net charge-offs | 0.01% (stronger) | 0.34% |
| Return on assets | 1.93% (stronger) | 1.21% |
| Loans ÷ deposits | 45.3% (stronger) | 67.0% |
| Uninsured deposits | 0.1% (stronger) | 2.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ferko Md Federal Credit Union has the higher TellerScore (94 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Ferko Md Federal Credit Union leads on 7 and Racine Municipal Employees Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.