Side-by-side · Q2 2026 data
FFB Bank vs US Metro Bank
Metric by metric
| Measure | FFB Bank | US Metro Bank |
|---|---|---|
| TellerScore | 46 | 52 (stronger) |
| Capital cushion | 72 (stronger) | 54 |
| Loan quality | 0 | 49 (stronger) |
| Earnings | 73 (stronger) | 60 |
| Funding & liquidity | 29 | 30 (stronger) |
| Problem-loan coverage | 56 | 73 (stronger) |
| Peer percentile | 5th | 9th |
| Total assets | $1.6B | $1.6B |
| Deposits / shares | $1.4B | $1.4B |
| Capital ratio | 12.20% (stronger) | 10.42% |
| Problem loans | 3.54% | 1.54% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.38% |
| Return on assets | 1.33% (stronger) | 1.01% |
| Loans ÷ deposits | 89.3% (stronger) | 94.2% |
| Uninsured deposits | 52.7% | 47.7% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
US Metro Bank has the higher TellerScore (52 vs 46). On the 7 directional measures above (where higher or lower is clearly better), FFB Bank leads on 4 and US Metro Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.