Side-by-side · Q2 2026 data
Ficare Federal Credit Union vs T M H Federal Credit Union
Credit union
Ficare Federal Credit Union
Wesley Chapel, Florida · Under $100 million in assets
Metric by metric
| Measure | Ficare Federal Credit Union | T M H Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 59 |
| Capital cushion | 81 (stronger) | 51 |
| Loan quality | 69 | 70 (stronger) |
| Earnings | 29 (stronger) | 24 |
| Funding & liquidity | 85 (stronger) | 82 |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 38th | 20th |
| Total assets | $77.4M | $87.4M |
| Deposits / shares | $65.7M | $77.8M |
| Capital ratio | 13.07% (stronger) | 10.07% |
| Problem loans | 0.94% | 0.91% (stronger) |
| Net charge-offs | 0.84% | 0.77% (stronger) |
| Return on assets | 0.22% (stronger) | 0.10% |
| Loans ÷ deposits | 75.3% (stronger) | 78.3% |
| Uninsured deposits | 6.0% | 5.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ficare Federal Credit Union has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Ficare Federal Credit Union leads on 4 and T M H Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.