Side-by-side · Q2 2026 data
Fidelity Bank & Trust vs Bank Iowa
Metric by metric
| Measure | Fidelity Bank & Trust | Bank Iowa |
|---|---|---|
| TellerScore | 55 (stronger) | 54 |
| Capital cushion | 40 (stronger) | 39 |
| Loan quality | 58 (stronger) | 54 |
| Earnings | 72 | 72 |
| Funding & liquidity | 43 | 47 (stronger) |
| Problem-loan coverage | 78 (stronger) | 77 |
| Peer percentile | 13th | 12th |
| Total assets | $2.6B | $2.3B |
| Deposits / shares | $2.1B | $2.0B |
| Capital ratio | 8.98% (stronger) | 8.94% |
| Problem loans | 1.26% (stronger) | 1.38% |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 1.30% | 1.30% (stronger) |
| Loans ÷ deposits | 88.6% (stronger) | 89.9% |
| Uninsured deposits | 41.0% | 36.3% (stronger) |
| Offices | 36 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 10.7% |
Fidelity Bank & Trust has the higher TellerScore (55 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank & Trust leads on 5 and Bank Iowa on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- New Hampton, IA