Side-by-side · Q2 2026 data
Fidelity Bank & Trust vs Cedar Rapids Bank and Trust Company
Metric by metric
| Measure | Fidelity Bank & Trust | Cedar Rapids Bank and Trust Company |
|---|---|---|
| TellerScore | 55 | 87 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 58 | 82 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 43 | 43 |
| Problem-loan coverage | 78 | 96 (stronger) |
| Peer percentile | 13th | 98th |
| Total assets | $2.6B | $2.9B |
| Deposits / shares | $2.1B | $2.1B |
| Capital ratio | 8.98% | 16.94% (stronger) |
| Problem loans | 1.26% | 0.54% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.23% |
| Return on assets | 1.30% | 2.72% (stronger) |
| Loans ÷ deposits | 88.6% (stronger) | 95.8% |
| Uninsured deposits | 41.0% | 34.0% (stronger) |
| Offices | 36 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 5.9% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank & Trust leads on 2 and Cedar Rapids Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.