Side-by-side · Q2 2026 data
Fidelity Bank & Trust vs Central Bank
Metric by metric
| Measure | Fidelity Bank & Trust | Central Bank |
|---|---|---|
| TellerScore | 55 | 65 (stronger) |
| Capital cushion | 40 | 51 (stronger) |
| Loan quality | 58 | 89 (stronger) |
| Earnings | 72 (stronger) | 58 |
| Funding & liquidity | 43 | 43 |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 13th | 36th |
| Total assets | $2.6B | $2.3B |
| Deposits / shares | $2.1B | $1.9B |
| Capital ratio | 8.98% | 10.09% (stronger) |
| Problem loans | 1.26% | 0.32% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.96% |
| Loans ÷ deposits | 88.6% (stronger) | 105.6% |
| Uninsured deposits | 41.0% | 25.5% (stronger) |
| Offices | 36 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 5.5% |
Central Bank has the higher TellerScore (65 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank & Trust leads on 2 and Central Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.