Side-by-side · Q2 2026 data
Fidelity Bank & Trust vs Hills Bank and Trust Company
Metric by metric
| Measure | Fidelity Bank & Trust | Hills Bank and Trust Company |
|---|---|---|
| TellerScore | 55 | 84 (stronger) |
| Capital cushion | 40 | 84 (stronger) |
| Loan quality | 58 | 87 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 43 | 48 (stronger) |
| Problem-loan coverage | 78 | 96 (stronger) |
| Peer percentile | 13th | 95th |
| Total assets | $2.6B | $4.8B |
| Deposits / shares | $2.1B | $3.5B |
| Capital ratio | 8.98% | 13.36% (stronger) |
| Problem loans | 1.26% | 0.40% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.30% | 2.08% (stronger) |
| Loans ÷ deposits | 88.6% (stronger) | 102.2% |
| Uninsured deposits | 41.0% | 23.8% (stronger) |
| Offices | 36 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 6.6% |
Hills Bank and Trust Company has the higher TellerScore (84 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank & Trust leads on 1 and Hills Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Williamsburg, IA