Side-by-side · Q2 2026 data
Fidelity Bank & Trust vs West Bank
Metric by metric
| Measure | Fidelity Bank & Trust | West Bank |
|---|---|---|
| TellerScore | 55 | 71 (stronger) |
| Capital cushion | 40 | 58 (stronger) |
| Loan quality | 58 | 100 (stronger) |
| Earnings | 72 (stronger) | 68 |
| Funding & liquidity | 43 (stronger) | 35 |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 13th | 63rd |
| Total assets | $2.6B | $4.0B |
| Deposits / shares | $2.1B | $3.4B |
| Capital ratio | 8.98% | 10.79% (stronger) |
| Problem loans | 1.26% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 1.19% |
| Loans ÷ deposits | 88.6% | 87.1% (stronger) |
| Uninsured deposits | 41.0% (stronger) | 49.5% |
| Offices | 36 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 9.7% |
West Bank has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank & Trust leads on 2 and West Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.