Side-by-side · Q2 2026 data
Fidelity Bank vs Central Federal Savings and Loan Association
Bank
Central Federal Savings and Loan Association
Cicero, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Fidelity Bank | Central Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 52 | 61 (stronger) |
| Capital cushion | 30 | 53 (stronger) |
| Loan quality | 74 | 78 (stronger) |
| Earnings | 32 (stronger) | 22 |
| Funding & liquidity | 63 | 81 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 8th | 20th |
| Total assets | $198.6M | $194.6M |
| Deposits / shares | $165.5M | $171.6M |
| Capital ratio | 7.97% | 10.32% (stronger) |
| Problem loans | 0.78% | 0.65% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.31% (stronger) | 0.06% |
| Loans ÷ deposits | 88.4% | 79.7% (stronger) |
| Uninsured deposits | 23.2% | 11.7% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
Central Federal Savings and Loan Association has the higher TellerScore (61 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank leads on 1 and Central Federal Savings and Loan Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.