Side-by-side · Q2 2026 data
Fidelity Bank vs Frederick Community Bank, The
Metric by metric
| Measure | Fidelity Bank | Frederick Community Bank, The |
|---|---|---|
| TellerScore | 52 | 84 (stronger) |
| Capital cushion | 30 | 54 (stronger) |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 32 | 100 (stronger) |
| Funding & liquidity | 63 | 85 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 8th | 86th |
| Total assets | $198.6M | $196.1M |
| Deposits / shares | $165.5M | $174.9M |
| Capital ratio | 7.97% | 10.44% (stronger) |
| Problem loans | 0.78% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.31% | 2.20% (stronger) |
| Loans ÷ deposits | 88.4% | 54.1% (stronger) |
| Uninsured deposits | 23.2% (stronger) | 28.8% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
Frederick Community Bank, The has the higher TellerScore (84 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank leads on 2 and Frederick Community Bank, The on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.