Side-by-side · Q2 2026 data
Fidelity Co-operative Bank vs Fidelity Personal Trust Company, FSB
Bank
Fidelity Personal Trust Company, FSB
Merrimack, New Hampshire · Under $100 million in assets
Metric by metric
| Measure | Fidelity Co-operative Bank | Fidelity Personal Trust Company, FSB |
|---|---|---|
| TellerScore | 39 | 93 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 52 | 100 (stronger) |
| Funding & liquidity | 59 (stronger) | 54 |
| Problem-loan coverage | 52 | 100 (stronger) |
| Peer percentile | 2nd | 94th |
| Total assets | $1.3B | $74.6M |
| Deposits / shares | $1.1B | $500K |
| Capital ratio | 9.86% | 101.53% (stronger) |
| Problem loans | 4.44% | 0.00% (stronger) |
| Net charge-offs | 1.80% | 0.00% (stronger) |
| Return on assets | 0.80% | 33.31% (stronger) |
| Loans ÷ deposits | 84.7% | 0.0% (stronger) |
| Uninsured deposits | 29.8% (stronger) | 56.6% |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.9% | — |
Fidelity Personal Trust Company, FSB has the higher TellerScore (93 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Co-operative Bank leads on 1 and Fidelity Personal Trust Company, FSB on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.