Side-by-side · Q2 2026 data
Fidelity Co-operative Bank vs Martha's Vineyard Bank
Metric by metric
| Measure | Fidelity Co-operative Bank | Martha's Vineyard Bank |
|---|---|---|
| TellerScore | 39 | 69 (stronger) |
| Capital cushion | 49 | 68 (stronger) |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 52 (stronger) | 46 |
| Funding & liquidity | 59 (stronger) | 37 |
| Problem-loan coverage | 52 | 99 (stronger) |
| Peer percentile | 2nd | 53rd |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 9.86% | 11.75% (stronger) |
| Problem loans | 4.44% | 0.09% (stronger) |
| Net charge-offs | 1.80% | 0.00% (stronger) |
| Return on assets | 0.80% (stronger) | 0.65% |
| Loans ÷ deposits | 84.7% (stronger) | 104.7% |
| Uninsured deposits | 29.8% (stronger) | 31.8% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.9% | 5.4% |
Martha's Vineyard Bank has the higher TellerScore (69 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Co-operative Bank leads on 3 and Martha's Vineyard Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.