Side-by-side · Q2 2026 data
Fidelity Federal Savings and Loan Association of Delaware vs The Settlers Bank
Bank
Fidelity Federal Savings and Loan Association of Delaware
Delaware, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Fidelity Federal Savings and Loan Association of Delaware | The Settlers Bank |
|---|---|---|
| TellerScore | 82 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 94 |
| Earnings | 26 | 93 (stronger) |
| Funding & liquidity | 79 | 79 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 82nd | 98th |
| Total assets | $131.6M | $142.4M |
| Deposits / shares | $99.0M | $119.1M |
| Capital ratio | 17.02% (stronger) | 16.19% |
| Problem loans | 0.04% (stronger) | 0.18% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.16% | 1.83% (stronger) |
| Loans ÷ deposits | 81.0% | 77.1% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 18.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | — |
The Settlers Bank has the higher TellerScore (94 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Fidelity Federal Savings and Loan Association of Delaware leads on 3 and The Settlers Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.