Side-by-side · Q2 2026 data
Fidelity Personal Trust Company, FSB vs Members First Credit Union of N.H.
Bank
Fidelity Personal Trust Company, FSB
Merrimack, New Hampshire · Under $100 million in assets
Credit union
Members First Credit Union of N.H.
Manchester, New Hampshire · $100 million – $1 billion
Metric by metric
| Measure | Fidelity Personal Trust Company, FSB | Members First Credit Union of N.H. |
|---|---|---|
| TellerScore | 93 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 94th | 51st |
| Total assets | $74.6M | $277.1M |
| Deposits / shares | $500K | $251.5M |
| Capital ratio | 101.53% (stronger) | 9.50% |
| Problem loans | 0.00% (stronger) | 0.52% |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 33.31% (stronger) | 0.87% |
| Loans ÷ deposits | 0.0% (stronger) | 55.8% |
| Uninsured deposits | 56.6% | 4.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.8% |
Fidelity Personal Trust Company, FSB has the higher TellerScore (93 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Personal Trust Company, FSB leads on 6 and Members First Credit Union of N.H. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.