TellerScore

Side-by-side · Q2 2026 data

Fidelity Personal Trust Company, FSB vs Washington Savings Bank

Bank

Fidelity Personal Trust Company, FSB

Merrimack, New Hampshire · Under $100 million in assets

93of 100
Very strong

Bank

Washington Savings Bank

Lowell, Massachusetts · $100 million – $1 billion

62of 100
Moderate

Metric by metric

MeasureFidelity Personal Trust Company, FSBWashington Savings Bank
TellerScore93 (stronger)62
Capital cushion100 (stronger)46
Loan quality100 (stronger)90
Earnings100 (stronger)29
Funding & liquidity5466 (stronger)
Problem-loan coverage100 (stronger)96
Peer percentile94th22nd
Total assets$74.6M$302.3M
Deposits / shares$500K$249.3M
Capital ratio101.53% (stronger)9.65%
Problem loans0.00% (stronger)0.29%
Net charge-offs0.00% (stronger)0.00%
Return on assets33.31% (stronger)0.23%
Loans ÷ deposits0.0% (stronger)94.4%
Uninsured deposits56.6%14.9% (stronger)
Offices12
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—17.7%

Fidelity Personal Trust Company, FSB has the higher TellerScore (93 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Personal Trust Company, FSB leads on 6 and Washington Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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