Side-by-side · Q2 2026 data
Fifth Third Bank, National Association vs Monterey County Bank
Metric by metric
| Measure | Fifth Third Bank, National Association | Monterey County Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 54 |
| Capital cushion | 50 (stronger) | 34 |
| Loan quality | 72 | 92 (stronger) |
| Earnings | 59 (stronger) | 0 |
| Funding & liquidity | 55 | 75 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 53rd | 10th |
| Total assets | $299.2B | $300.4M |
| Deposits / shares | $240.9B | $232.6M |
| Capital ratio | 9.99% (stronger) | 8.38% |
| Problem loans | 0.84% | 0.24% (stronger) |
| Net charge-offs | 0.35% | 0.03% (stronger) |
| Return on assets | 0.97% (stronger) | -0.96% |
| Loans ÷ deposits | 73.2% | 68.7% (stronger) |
| Uninsured deposits | 44.4% | 30.0% (stronger) |
| Offices | 1,480 | 4 |
| CFPB complaints (3 yrs) | 5,497 | — |
| Complaints per $1B deposits | 22.8 | — |
| Mortgage denial rate (HMDA) | 34.0% | — |
Fifth Third Bank, National Association has the higher TellerScore (62 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Fifth Third Bank, National Association leads on 3 and Monterey County Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.