Side-by-side · Q2 2026 data
Fifth Third Bank, National Association vs The Shelby State Bank
Metric by metric
| Measure | Fifth Third Bank, National Association | The Shelby State Bank |
|---|---|---|
| TellerScore | 62 | 73 (stronger) |
| Capital cushion | 50 (stronger) | 41 |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 59 (stronger) | 56 |
| Funding & liquidity | 55 | 95 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 53rd | 53rd |
| Total assets | $299.2B | $397.0M |
| Deposits / shares | $240.9B | $339.5M |
| Capital ratio | 9.99% (stronger) | 9.06% |
| Problem loans | 0.84% | 0.01% (stronger) |
| Net charge-offs | 0.35% | 0.03% (stronger) |
| Return on assets | 0.97% (stronger) | 0.90% |
| Loans ÷ deposits | 73.2% | 63.6% (stronger) |
| Uninsured deposits | 44.4% | 16.4% (stronger) |
| Offices | 1,480 | 9 |
| CFPB complaints (3 yrs) | 5,485 | — |
| Complaints per $1B deposits | 22.8 | — |
| Mortgage denial rate (HMDA) | 34.0% | 14.9% |
The Shelby State Bank has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Fifth Third Bank, National Association leads on 2 and The Shelby State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hart, MI
- Ludington, MI