Side-by-side · Q2 2026 data
Financial Federal Bank vs InsBank
Metric by metric
| Measure | Financial Federal Bank | InsBank |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 49 | 52 (stronger) |
| Loan quality | 98 (stronger) | 92 |
| Earnings | 60 (stronger) | 57 |
| Funding & liquidity | 42 | 55 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 44th | 49th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $879.7M | $905.8M |
| Capital ratio | 9.92% | 10.20% (stronger) |
| Problem loans | 0.05% (stronger) | 0.24% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.01% (stronger) | 0.94% |
| Loans ÷ deposits | 122.0% | 99.7% (stronger) |
| Uninsured deposits | 22.5% | 20.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | — |
InsBank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Financial Federal Bank leads on 2 and InsBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.