Side-by-side · Q2 2026 data
Financial Health Federal Credit Union vs Cs Credit Union
Credit union
Financial Health Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Financial Health Federal Credit Union | Cs Credit Union |
|---|---|---|
| TellerScore | 46 | 84 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 27 | 85 (stronger) |
| Earnings | 0 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 6th | 75th |
| Total assets | $30.2M | $30.5M |
| Deposits / shares | $27.0M | $25.3M |
| Capital ratio | 10.41% | 18.69% (stronger) |
| Problem loans | 2.20% | 0.46% (stronger) |
| Net charge-offs | 6.89% | 0.20% (stronger) |
| Return on assets | -3.54% | 0.50% (stronger) |
| Loans ÷ deposits | 46.4% (stronger) | 63.6% |
| Uninsured deposits | 0.7% (stronger) | 1.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cs Credit Union has the higher TellerScore (84 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Financial Health Federal Credit Union leads on 2 and Cs Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.