TellerScore

Side-by-side · Q2 2026 data

Financial Plus Credit Union vs Alero Financial Credit Union

Credit union

Financial Plus Credit Union

Ottawa, Illinois · $100 million – $1 billion

84of 100
Strong

Credit union

Alero Financial Credit Union

Elgin, Illinois · $100 million – $1 billion

66of 100
Moderate

Metric by metric

MeasureFinancial Plus Credit UnionAlero Financial Credit Union
TellerScore84 (stronger)66
Capital cushion82 (stronger)70
Loan quality85 (stronger)74
Earnings79 (stronger)34
Funding & liquidity84 (stronger)71
Problem-loan coverage96 (stronger)90
Peer percentile86th37th
Total assets$607.4M$953.5M
Deposits / shares$520.6M$822.6M
Capital ratio13.24% (stronger)11.95%
Problem loans0.45% (stronger)0.79%
Net charge-offs0.38% (stronger)0.65%
Return on assets1.48% (stronger)0.35%
Loans ÷ deposits76.0% (stronger)89.2%
Uninsured deposits6.4% (stronger)13.7%
Offices416
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Financial Plus Credit Union has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Financial Plus Credit Union leads on 7 and Alero Financial Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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