Side-by-side · Q2 2026 data
Financial Plus Credit Union vs Land of Lincoln Credit Union
Metric by metric
| Measure | Financial Plus Credit Union | Land of Lincoln Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 58 |
| Capital cushion | 82 (stronger) | 48 |
| Loan quality | 85 (stronger) | 70 |
| Earnings | 79 (stronger) | 29 |
| Funding & liquidity | 84 (stronger) | 78 |
| Problem-loan coverage | 96 (stronger) | 84 |
| Peer percentile | 86th | 16th |
| Total assets | $607.4M | $498.9M |
| Deposits / shares | $520.6M | $443.7M |
| Capital ratio | 13.24% (stronger) | 9.81% |
| Problem loans | 0.45% (stronger) | 0.91% |
| Net charge-offs | 0.38% (stronger) | 0.44% |
| Return on assets | 1.48% (stronger) | 0.23% |
| Loans ÷ deposits | 76.0% (stronger) | 82.2% |
| Uninsured deposits | 6.4% (stronger) | 6.8% |
| Offices | 4 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
Financial Plus Credit Union has the higher TellerScore (84 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Financial Plus Credit Union leads on 7 and Land of Lincoln Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.