Side-by-side · Q2 2026 data
Financial Resources Federal Credit Union vs B-M S Federal Credit Union
Credit union
Financial Resources Federal Credit Union
Branchburg, New Jersey · $100 million – $1 billion
Credit union
B-M S Federal Credit Union
New Brunswick, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Financial Resources Federal Credit Union | B-M S Federal Credit Union |
|---|---|---|
| TellerScore | 31 | 80 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 31 (stronger) | 25 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 39 | 98 (stronger) |
| Peer percentile | 0th | 65th |
| Total assets | $659.0M | $81.7M |
| Deposits / shares | $589.6M | $65.7M |
| Capital ratio | 8.86% | 21.09% (stronger) |
| Problem loans | 3.35% | 0.54% (stronger) |
| Net charge-offs | 0.55% | 0.27% (stronger) |
| Return on assets | 0.28% (stronger) | 0.13% |
| Loans ÷ deposits | 88.2% | 37.7% (stronger) |
| Uninsured deposits | 22.2% | 13.2% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.9% | — |
B-M S Federal Credit Union has the higher TellerScore (80 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Financial Resources Federal Credit Union leads on 1 and B-M S Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.