Side-by-side · Q2 2026 data
Finger Lakes Federal Credit Union vs Advantage Federal Credit Union
Credit union
Finger Lakes Federal Credit Union
Geneva, New York · $100 million – $1 billion
Metric by metric
| Measure | Finger Lakes Federal Credit Union | Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 97 (stronger) | 82 |
| Earnings | 91 (stronger) | 47 |
| Funding & liquidity | 88 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 99th | 31st |
| Total assets | $259.5M | $497.5M |
| Deposits / shares | $219.2M | $368.9M |
| Capital ratio | 15.05% (stronger) | 10.07% |
| Problem loans | 0.10% (stronger) | 0.55% |
| Net charge-offs | 0.12% (stronger) | 0.62% |
| Return on assets | 1.76% (stronger) | 0.67% |
| Loans ÷ deposits | 72.0% (stronger) | 97.3% |
| Uninsured deposits | 4.0% (stronger) | 8.3% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 39.9% |
Finger Lakes Federal Credit Union has the higher TellerScore (96 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Finger Lakes Federal Credit Union leads on 7 and Advantage Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.