Side-by-side · Q2 2026 data
Finger Lakes Federal Credit Union vs Family First of NY Federal Credit Union
Credit union
Finger Lakes Federal Credit Union
Geneva, New York · $100 million – $1 billion
Credit union
Family First of NY Federal Credit Union
Rochester, New York · $100 million – $1 billion
Metric by metric
| Measure | Finger Lakes Federal Credit Union | Family First of NY Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 97 (stronger) | 80 |
| Earnings | 91 (stronger) | 40 |
| Funding & liquidity | 88 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 99th | 37th |
| Total assets | $259.5M | $345.3M |
| Deposits / shares | $219.2M | $258.7M |
| Capital ratio | 15.05% (stronger) | 11.99% |
| Problem loans | 0.10% (stronger) | 0.59% |
| Net charge-offs | 0.12% (stronger) | 0.17% |
| Return on assets | 1.76% (stronger) | 0.50% |
| Loans ÷ deposits | 72.0% (stronger) | 111.5% |
| Uninsured deposits | 4.0% (stronger) | 4.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Finger Lakes Federal Credit Union has the higher TellerScore (96 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Finger Lakes Federal Credit Union leads on 7 and Family First of NY Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.