Side-by-side · Q2 2026 data
Finger Lakes Federal Credit Union vs Reliant Community Federal Credit Union
Credit union
Finger Lakes Federal Credit Union
Geneva, New York · $100 million – $1 billion
Credit union
Reliant Community Federal Credit Union
Sodus, New York · $100 million – $1 billion
Metric by metric
| Measure | Finger Lakes Federal Credit Union | Reliant Community Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 97 (stronger) | 88 |
| Earnings | 91 (stronger) | 56 |
| Funding & liquidity | 88 (stronger) | 84 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 99th | 48th |
| Total assets | $259.5M | $788.4M |
| Deposits / shares | $219.2M | $697.5M |
| Capital ratio | 15.05% (stronger) | 9.57% |
| Problem loans | 0.10% (stronger) | 0.36% |
| Net charge-offs | 0.12% (stronger) | 0.23% |
| Return on assets | 1.76% (stronger) | 0.90% |
| Loans ÷ deposits | 72.0% (stronger) | 76.5% |
| Uninsured deposits | 4.0% (stronger) | 5.6% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 23.9% |
Finger Lakes Federal Credit Union has the higher TellerScore (96 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Finger Lakes Federal Credit Union leads on 7 and Reliant Community Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.