Side-by-side · Q2 2026 data
FinWise Bank vs First Electronic Bank
Metric by metric
| Measure | FinWise Bank | First Electronic Bank |
|---|---|---|
| TellerScore | 61 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 60 (stronger) | 39 |
| Problem-loan coverage | 64 | 100 (stronger) |
| Peer percentile | 20th | 96th |
| Total assets | $915.5M | $502.9M |
| Deposits / shares | $723.0M | $285.6M |
| Capital ratio | 18.05% | 46.82% (stronger) |
| Problem loans | 5.11% | 0.01% (stronger) |
| Net charge-offs | 6.18% | 0.11% (stronger) |
| Return on assets | 1.42% | 7.94% (stronger) |
| Loans ÷ deposits | 95.4% | 71.1% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 98.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Electronic Bank has the higher TellerScore (91 vs 61). On the 7 directional measures above (where higher or lower is clearly better), FinWise Bank leads on 1 and First Electronic Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.