Side-by-side · Q2 2026 data
FinWise Bank vs Norfolk Fire Department Federal Credit Union
Credit union
Norfolk Fire Department Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Metric by metric
| Measure | FinWise Bank | Norfolk Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 86 (stronger) |
| Earnings | 77 | 82 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 64 | 99 (stronger) |
| Peer percentile | 20th | 94th |
| Total assets | $915.5M | $26.8M |
| Deposits / shares | $723.0M | $21.4M |
| Capital ratio | 18.05% | 20.12% (stronger) |
| Problem loans | 5.11% | 0.41% (stronger) |
| Net charge-offs | 6.18% | 0.25% (stronger) |
| Return on assets | 1.42% | 1.55% (stronger) |
| Loans ÷ deposits | 95.4% | 30.4% (stronger) |
| Uninsured deposits | 19.5% | 3.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Norfolk Fire Department Federal Credit Union has the higher TellerScore (93 vs 61). On the 7 directional measures above (where higher or lower is clearly better), FinWise Bank leads on 0 and Norfolk Fire Department Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.