Side-by-side · Q2 2026 data
FinWise Bank vs Thrivent Bank
Metric by metric
| Measure | FinWise Bank | Thrivent Bank |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 77 (stronger) | 0 |
| Funding & liquidity | 60 (stronger) | 56 |
| Problem-loan coverage | 64 | 99 (stronger) |
| Peer percentile | 20th | 47th |
| Total assets | $915.5M | $905.6M |
| Deposits / shares | $723.0M | $548.1M |
| Capital ratio | 18.05% | 29.76% (stronger) |
| Problem loans | 5.11% | 0.26% (stronger) |
| Net charge-offs | 6.18% | 0.28% (stronger) |
| Return on assets | 1.42% (stronger) | -1.62% |
| Loans ÷ deposits | 95.4% (stronger) | 104.3% |
| Uninsured deposits | 19.5% | 9.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Thrivent Bank has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), FinWise Bank leads on 2 and Thrivent Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.