Side-by-side · Q2 2026 data
Firefighters & Company Federal Credit Union vs Day Air Credit Union
Credit union
Firefighters & Company Federal Credit Union
Dayton, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Firefighters & Company Federal Credit Union | Day Air Credit Union |
|---|---|---|
| TellerScore | 57 | 82 (stronger) |
| Capital cushion | 45 | 96 (stronger) |
| Loan quality | 59 | 68 (stronger) |
| Earnings | 45 | 88 (stronger) |
| Funding & liquidity | 82 (stronger) | 66 |
| Problem-loan coverage | 79 | 86 (stronger) |
| Peer percentile | 14th | 82nd |
| Total assets | $129.4M | $908.8M |
| Deposits / shares | $111.3M | $747.9M |
| Capital ratio | 9.51% | 14.56% (stronger) |
| Problem loans | 1.24% | 0.96% (stronger) |
| Net charge-offs | 0.71% (stronger) | 0.73% |
| Return on assets | 0.61% | 1.71% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 94.5% |
| Uninsured deposits | 4.5% (stronger) | 7.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.5% |
Day Air Credit Union has the higher TellerScore (82 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Firefighters & Company Federal Credit Union leads on 3 and Day Air Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.