Side-by-side · Q2 2026 data
First American Bank and Trust vs Bonvenu Bank, National Association
Metric by metric
| Measure | First American Bank and Trust | Bonvenu Bank, National Association |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 88 (stronger) | 50 |
| Loan quality | 57 | 96 (stronger) |
| Earnings | 65 (stronger) | 51 |
| Funding & liquidity | 72 (stronger) | 50 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 70th | 44th |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.2B | $1.4B |
| Capital ratio | 13.81% (stronger) | 10.04% |
| Problem loans | 1.28% | 0.13% (stronger) |
| Net charge-offs | 0.32% | -0.00% (stronger) |
| Return on assets | 1.11% (stronger) | 0.76% |
| Loans ÷ deposits | 69.5% (stronger) | 74.4% |
| Uninsured deposits | 32.1% (stronger) | 47.2% |
| Offices | 25 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 7.4% |
First American Bank and Trust has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First American Bank and Trust leads on 5 and Bonvenu Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.